Physician Mortgage Navigator is a marketing website operated by TMEDIA NAVIGATOR LLC. We collect and use personal information to match you with licensed mortgage loan originators ("Partners") and to operate and secure our services.
Information We Collect
- Identifiers: name, email, phone, state, IP address, device info.
- Professional/financial context you provide (e.g., physician role, employment contract status).
- Internet activity: page views, referrers, ad campaign identifiers, fraud signals.
How We Use Information
- Provide the service (match you to a Partner).
- Prevent fraud and abuse (e.g., ClickCease, rate limiting).
- Measure and improve advertising (e.g., Google Ads).
- Communicate with you about your inquiry.
Sharing & "Selling/Sharing" Under CPRA
We may disclose your information to a single Partner matched to your state and scenario. When done for compensation, this may be considered a "sale" or "sharing" under California law. See Do Not Sell or Share My Info for your rights.
Legal Bases & Industry Laws
- FTC Act (truthful marketing and disclosures).
- GLBA considerations in financial lead‑gen.
- TCPA consent for calls/texts when you provide your number.
Data Retention
We retain data only as long as needed for matching, fraud prevention, legal compliance, and record‑keeping.
Your Rights (CPRA)
- Right to know/access specific pieces of personal information.
- Right to delete.
- Right to correct.
- Right to opt‑out of sale/share and limit use of sensitive information.
- Right to non‑discrimination for exercising your rights.
Submit requests to privacy@physicianmortgagenavigator.com.
Security
We use administrative, technical, and physical safeguards appropriate to the risk. No method is 100% secure.
Children
We do not target or knowingly collect data from children under 16. If you believe a child provided data, contact us.
Changes
We may update this Policy. Material changes will be noted by updating the “Last updated” date.